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 BEST MUTUAL FUND FOR INVESTING (आये जाने की कोनसा FUND इन्वेस्ट करेंने के लिए सबसे अच्छा है )

FINANCIAL ADVISOR AND FUND MANAGER 

Hello dosto mai deepak rawat as a financial advisor aaj mai aapko is blogs me ye bataunga ki kaise aap apna finance manage kar sakte hai aur kaise financial tools ka istemaal karke apne paiso ko safely investment kar sakte hai. Is blogs me mai aapko ye 5 steps me samjhaunga to chaliye shuru karte.

Step 1

To dosto sabse phele mai ye batana chahunga ki hame apne paise save karne se phele hame ye samajhna chahiye ki hame paise save karne kaise chahiye,

 to dosto hame hamesha apni income ka ek allocation karna chahiye jaise ki Maan lijiye agar kisi ki salary 100000 per month hai to use apni salary ko 4 part me divide karna chahiye 30.30.30.10 ke ratio me ye kisi bhi salary ya income ke sath kar sakte ho par income divide karne ka formula 30.30.30.10 ke ratio me hi hona chahiye ab isme hame 30 percent me apne ghar ke expense jaise ghar ki grocery, electricity bills etc, gadi ka petrol ye karna chahiye 30 me hame agar hamare upar koi loan hai jaise car loan house loan ki emi ka portion us 30 percent se hi jana chahiye baki ke 30 percent me aapki confirmed saving honi chahiye,

 aur 10 percent me aapka luxury expense hona chahiye jaise aap kahi tour par Jana chahate ho ya koi mehnge kapde lena chahate ho koi shoes lena chahate ho to ye expense aapke 10 percent se hona chahiye ab isme humme se har kisi par loan ho aisa compulsory to nahi to aise me aap wo fund apne expense aur luxury ya saving me adjust kar sakte ho. To dosto agar aap apne funds ko is tarha se allocate karenge to definitely aapki life easy going rahegi baki financial world me kai rule hai jiska use karke aapko pata chalega ki aapko aapke funds kaha lagane chahiye jaise rule no 72 rule 114 rule 100 aur bhi bahut se hai ye aap google me search karke pad sakte ho.

Dosto waise mai ye sab janta hu par ye blogs zada lambi ban jayega isliye hum iski baat abhi nahi karte hai.

To step no 2

To dosto ab baat kare ki hamare pass india me kaun kaun se option hai jaha pe aap apne funds laga sakte hai aur hame dhyan rakha chahiye ki hum india ke current inflation rate ko bhi beat kare jo ki abhi 6.1 hai tabhi hum apne funds ko sahi tarah se use kar rahe hunge to dosto current option india me hai ye sab hai

Saving interest. 2.5 to 2.7

F.d interest 5 percent to 5.5 in case of senior citizen 6 percent to 6.5

Rd interest 6 percent to 6.5

PPF Jo ki salaried logo me bahut famous hai  7.1

EPF.      8.1

Sukanya yojna. 7.6

Last option gold jiska appreciation hum 10 percent on on average keh sakte hai but making charges lagne ke baad iske returns bhi kaam ho jayenge ya aap ise digital form me le to chalega.

Ye sare options ek normal person use karta hai saving ke liye

Step no 3

To dosto traditional investment se hat kar ek investment aur hai jisko kehte hai mutual fund isme aap alag alag tarha se invest kar sakte ho like lumpsum, sip, stp to ab baat kare ki mutual fund kitna risky investment hai mutual funds se aap kitna returns gain kar sakte hai aur at last ye mutual fund hai to hai kya to sabse phele me aapko bata du dosto jise bank ko regulate karta RBI, insurance ko regulate karta hai irda, usi tarha se mutual funds ko regulate karta hai sebi to kehne ka matlab hai mutual fund ke upar bhi government control hai jiski wajah se fraud hone ki sambhawna next to impossible hai dusra point aata hai mutual fund se aap kitna return gain kar sakte ho to dosto alag alag type ke mutual fund alag alag returns aur risk dono carry karte hai jiska jaisa risk waise uska return but long run me almost 99 percent fund profitable hi hote hai kuch mutual fund jaise debt fund ke mutual fund government securities, bond aur tresurery bills par deal karte hai matlab bilkul safe aur inki after a long run 7 se 8 percent ki returns rehti hai equity funds after long run 13 se 18 hoti hai balanced funds me 9 se 13 rehti hai aur ye sari interest compounded hoti hai compounded interest matlab aapko Milne Wale biyaj pe biyaj use compounded interest kehte hai aur ye jo interest maine alag alag funds ki aapko jo dikhayi hai ye tab ki hai jab ye video banai gayi hai. 

Step 4

Ab mai aapse baat karunga nj group ke bare me aur mai is platform ko kyo pasand karta hu ye mai aapko baad me 5th step me bataunga to dosto nj group all over India me 95 offices ke sath kaam kar raha hai nj group me on role 1700 employees hai aur ye india ke sath sath 3 other countries me bhi kaam kar raha hai aur sabse zada important nj group ke through mutual fund me 123245 cr ka investment karaya hai jo ki aisa karke ise india ke andar top 3 mutual fund distributor banata hai ab aap soch rahe hunge jab ye itna bada platform hai to aapne iska koi advertisement kyo nahi dekha actually ye b2b concept par kaam karta hai aur aisa karke nj group me inke sath mujh jaise 26119 distributor hai jo ki direct client ko mutual fund sale karte hai aur apni expertise ke sath clients ke fund ko invest karwate hai to ye sari baate thi nj group ke baare me aur ye sari baate inke official website par bhi updated hai to ab baat karte hai kya khas hai inke platform me aur kaisa hai inka platform.

Step 5

To baat karte hai nj ke platform ke baare me nj apne clients ko do app deta hai ek nj e wealth jisse aap apne transaction kar sakte ho aur dusra nj client desk jisme ki aap apni investment transactions aur other sari reports dekh sakte ho to ab baat karte hai nj ke platform me kya khas hai to first of all is ek platform me sari financial instruments ek sath hai jo ki aap bas nj me login karke kisi me bhi investment me invest kar sakte ho jaise mutual fund, stocks, Mars, f.ds, bonds, nps me jo ki employees jo tax slab me aate hai unme bahut popular hai kyoki isme invest karke unko 80c ke 150000 se hat kar 50000 ki extra rebate milti hai. Ab baat karte nj ke sabse ache feature ki jo mujhe bahut pasand hai to dosto sabse phele mai ye batana chahunga ki mutual fund me compounded interest milta hai jo ki maine aapko phele bataya tha par milta kaise hai to dosto compounded interest ka formula hota hai ye A= P(1+r/n)nt aur isme money se zada matter karta hai time aap apni sip ko jitne lambe time tak chalaoge usme utna hi zada compounded interest aapko aage aapki investment par milega ye aap google par kisi bhi sip calculator se calculate karke dekh sakte ho ab baat aati hai hum lambe samay tak kaise investment karenge kyoki kisi bhi family me 5 saal 10 saal maximum 15 saal me paiso ki jarurat to pad hi jayegi aur jab jarurat padegi to kisi ko bhi returns nahi us samay paise chahiye hunge  to aise me hamare platform me loan against securities ka option hai aap apne securities ke badle loan le sakte hai 7.1 interest rate ke hisab se aur aapki securities aapke hi naam rahegi loan chukane ke baad securities aapki free ho jati hai ab is option ka use karke Maan lijiye aapne 10 saal investment Kari aur 10 we saal me aapko paise ki jarurat padi aapne loan le liya 2 saal me loan chuka diya ab aise me aap jo 10 saalo se investment kar rahe the aapne wo investment aur wo investing 10 saal ka time dono bacha liya aur jab aapko paiso ki jarurat thi aapki investment Bina tute aapko Paisa bhi mil gaye aap ye na soche ki us par hamne interest bhi to bhara kyoki aapne agar interest bhara to aapki securities par aapko interest Milta bhi raha aur aapki securities ki worth bhi compounded way me badti chali gayi to dosto yaha mai ye video khatam karta hu baki tips, tricks and strategies sikhne ke liye aap call, watsapp ya mail kar sakte hai thanks.

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